Ways to Use 100,000 Chase Points

I shared in my rule of thumb post what's considered a "good point cost" to spend points hotels and/or flights, but here are some other ideas of what I'd do with 100K points from this card. Keep in mind, the examples shown are utilizing Transfer Partners and NOT booking through Chase Travel Portal, but by transferring points outside of Chase and booking direct with hotels/airlines.

Note, in addition to getting 100K points for hitting the minimum spend, every dollar you spend on that card earns points. So for spending the sign up $5,000, you'll earn a minimum of 105,000 pts (100,000 pts from the sign up and another 5,000*+ points for the money you spent. *This will be higher if your initial $5,000 spend includes dining where you earn 3X points and/or travel, which earns 2X points for every dollar spent)

Keep in mind with Hyatt (and Hilton), you don't pay daily resort fees with you book with points!

Here are some ideas as to how you can utilize 100,000 Chase points.

• Hyatt Regency Maui - 5 nights 105,000 point ($3,627 cash value) 

 vs 

We stayed at Hyatt Regency Maui in December 2024 and loved it!

• Chicago (or Staycation for my IL/IA friends): there are so many great hotel options in Chicago that are Hyatt-owned and on public transit
• Hotel Lincoln (right across from free Lincoln Park Zoo), starts at 15,000 points per night

• Hyatt Place Wicker Park (awesome rooftop views, walkable to Piece Pizza, and free breakfast for all (regardless of status)

• Or if you prefer to be down in the heart of tourism you have plenty of options where you could still get 3+ nights out of 105,000 points

Maybe hotels aren't your thing (honestly, they weren't our thing until we really got going on points. Now that our kids are a little older and we realized we can all relatively go to bed at the same time)

105,000 points could also get:

A family of 4 (with 2 adults and 2 kids under age 12),  one-way economy flights to Europe from the US!!
        

By transferring and booking directly with Flying Blue (KLM/Air France); which offers a 25% discount to kids 11 and under; 87,500 points (+ taxes and fees, but you'd still have almost 20K  points leftover!), compared to a cash price of over $3,900!!

(and Flying Blue often has Transfer Bonuses, where you get extra bonus when transferring from              the bank to Flying Blue; so this easily could be gotten for even less than 87K pts!)

Domestic Flights: potentially 4 roundtrip tickets, or like this one-way United flight from Denver to Chicago, at under 10K points one-way per person, you could flight a family of 5 roundtrip with 105,000 points (which would cost over $1,600 out of pocket):

vs

As you can see, 100k points can go a long way across a variety of uses. I am available to consult for a fee on points bookings if you have points but aren't sure how to use them! (If you need a refresher or quick tutorial on HOW to transfer points out of Chase to Travel Partners, read here)

June 2024, we used 107,000 points for a 4-night trip to Chicago, including 3 nights in a hotel suite,
 which gave us two separate sleeping areas and a little more space!

Overall, if you are spending the money anyways on your day-to-day obligations like groceries, child care, insurance, utilities, kids' activities, gas, etc; this is a good time to consider how much those costs add up and if it's worth making your dollars go farther by putting those expenses on a credit card and paying it off with the cash you would have spent directly on your needs. By spending smarter, not more, you can earn a sign up bonus and utilize those costs to earn points for travel!

If you're interested in starting with the elevated Chase Sapphire Preferred 100,000 point offer, I'd appreciate if you utilize my referral link  (be sure to open in an external web browser, outside of Instagram or Facebook so that your personal information is kept safe:) This offer is available until May 12th, 2025!

5/13/2025 Update: the 100K referral offer has ended (don't use my link to get the best bonus!). However, you can still find 100K sign up bonus through affiliate links and directly from Chase.com until 5/15. The 100K offer is said to be available in a local branch until 5/17/25.

Looking for more information on points/miles? You can find all of my points talk posts linked here

Curious what cards I (and/or my husband) have, and why? Read here!