July 2026: Elevated Offers and Transfer Bonuses

It's a new month. Below you'll find information on the best sign up offers and current transfer bonuses. Don't know what a transfer bonus is? Check out this page, which not only explains what a transfer bonus is, but also includes always includes the current transfer bonuses as well as a calculator to tell you exactly how many points you need to move.

I'll keep this page updated as the month goes on, so be sure to check back!

July 2026 Best Card Offers

Often the best and quickest way to earn a large sum of points (or miles) is to open a new card and earn it's sign up bonus by hitting the minimum spend in the given amount of time.  Here are the current best card offers and links to a full write up regarding the card details and benefits.

Chase Sapphire Preferred

• Elevated Sign Up Bonus (started 6/15/26, anticipated to end by 7/31): Spend $5,000 in 3 months; earn 150,000 points
• Low annual fee ($95)
• Details and Benefits
• Referral Link

Chase Ink Business Unlimited

• Elevated Sign Up Bonus:  Spend $8,000 in 4 months; earn 100,000 points
• No annual fee card with one month longer than usual to hit the minimum spend
• Information on Annual and Benefits
• Referral Link

Chase Ink Business Cash

• Elevated Sign Up Bonus:  Spend $8,000 in 4 months; earn 100,000 points
• No annual fee card with one month longer than usual to hit the minimum spend
• Information on Annual and Benefits
• Referral Link

Chase Sapphire Reserve for Business

• Elevated Sign Up Bonus: Spend $30,000 in 6 months; earn 200,000 points

• High annual fee - but a high amount of points and benefits to offset; 6 months to hit the minimum spend instead of the stand 3 months

• Details and Benefits

• Referral Link

As a reminder, I always share my referral links. If you decide to open one of these card, I appreciate you using my referral link to apply. It is absolutely free to you, but provides me a small kick back from the bank. Think of it as a free thank-you gift for the time and effort to share and educate how to earn and use points ;)

July 2026 Transfer Bonuses

Check out this page, which not only explains what a transfer bonus is, but also includes always includes the current transfer bonuses as well as a calculator to tell you exactly how many points you need to move.

No idea what it even means to transfer? Start here with a beginner post and here to learn why and how to transfer.

American Express

• Hilton:  20% bonus through 11:59PM ET July 14th, 2026 (keep in mind, American Express points always transfer to Hilton at a 1:2 ratio; which doubles your points when moved to Hilton!)
• Virgin Atlantic: 30% bonus through 11:59PM ET July 31, 2026

Capital One

• Eva Air: 30% bonus through 11:59PM ET July 31, 2026 (Eva Air is part of Star Alliance; which you could use to your benefit to book a flight, even if you don't want to fly Eva Air. Learn more about Airline Alliances)

Chase

• Virgin Atlantic: 35% bonus through 11:59PM ET July 14th, 2026

Summary

If you're looking for a new card and don't have one of the cards listed above with an elevated offer; I would consider going for it. Especially when it's a flexible/transferable point card.

Keep in mind - Chase has recently changed their eligibility rules on several cards. For the following cards, you are now only to receive ONE sign up bonus (EVER!). This is a change for those of us who were familiar with the Sapphire 48mo rule and/or being able to open multiple repeat Ink Business cards. 

A rule change for the better is that you can hold the Sapphire Preferred AND the Sapphire Reserve at the same time now - which is great before they have different benefits.

Personal Cards

• Chase Sapphire Preferred
• Chase Sapphire Reserve

Business Cards

• Chase Ink Preferred
• One bonus from either (but not both!): Chase Ink Cash OR Chase Ink Unlimited
• (Currently we believe you can earn the sign up bonus more than once on the Sapphire Reserve for Business!)

With this information in mind; if you have not previously opened and received a sign up bonus for these cards; I would highly suggest considering opening any of these cards when there is an elevated offer; which conveniently all of these cards have (at least as this very moment).

Have you taken advantage of transfer bonuses before? While I don't wait for a transfer bonus (when I have something I want to book, I book it!), but it sure is nice when a transfer bonus aligns with something that I need to book.

I'll keep this page updated as the month goes on, so be sure to check back!

____________________________________________

Looking for more information on points/miles? You can find all of my points talk posts linked here.

Trying to figure out your next card? Here is my FREE personalized Next Card Recommendation form. Simply fill this out and I'll let you know suggestions.

Curious what cards I (and/or my husband) have, and why? Read here!

How I'm Earning Extra Chase Points

I've shared about shopping portals before (what they are and how to compare them to find the best deal); but recently Chase announced a new partnership that gives you the ability to earn even more points with a few extra clicks.

What's Paze?

Paze is a digital wallet, similar to ApplePay or even Paypal. It's a third party vendor that you can link your credit cards to, to pay securely to vendors who accept Paze.

Why Use Paze?

When you link select Chase credit cards, including Freedom, Sapphire Preferred, or Sapphire Reserve; you can earn 10X points on select purchases when you use Paze as your form of payment!

Where Can You Use Paze?

You can find a full list of merchants that currently accept Paze here on Paze website. Keep in mind, Paze is a fairly new vender and their merchant list continues to expand.

Some of the places I've used Pazed already include: Stubhub (utilizing my $150 Reserve benefit), and Newegg (to purchase giftcards; unfortunately this option was a little too popular and has already been shut down). Other merchants include Sephora, United (use to purchase Travel Bank, which is similar to United cash credit), Fanatics, etc.

How to Set up Paze:

• Log into your Chase Mobile App and click on your Freedom or Sapphire Card
• Click Manage Account
• Then Select Digital Wallets

• Select Paze

• Select your Chase card to enroll

• Select Activate Paze (which will take you to Paze website to complete). If you don't already have a Paze account; you'll be asked to create one. Utilize the same email as your Chase account.

Paying with Paze

When you're on a website, check the Payment Methods to see if Paze is accepted. If so, simply select Paze as your form of payment. It's that easy!

Examples of Using Paze 

Unfortunately this first example is a bad example because Newegg Giftcards no longer work for this hack): at the time, I going to place an Instacart order. Instead of checking out directly on Instacart with my saved form of payment; I first went to Newegg and purchased $150 of Instacart giftcards:

I then uploaded the giftcards into my Instacart as form of payment and proceeded with my purchase (also utilizing Rakuten for more points!).... but because I used Paze, I also earned 10X points on my $150 paze purchase in my Chase account: 

I mentioned above, but another GREAT way to use this is for the Sapphire Reserve $150 Stubhub credit. Stubhub is a Paze merchant AND this can be stacked with Rakuten also.

If you spend $150 on Stubhub, checking out via Paze; you'll earn 1,650 points. Plus, if you're lucky like me and Rakuten is at 10% for Stubhub; you'll earn another 1,500 Rakuten points.

In total, that's 3,150 extra points for a few clicks; AND with the Reserve benefit, you'll get your $150 statement credit - so that's an extra 3,150 points for $0 out of pocket!

Summary

Are you still with me?! Lol

While the best way to earn a large amount of points remains to earn a new card sign up bonus; I really think that Paze is another great option to add extra points that will add up over time.

Let me know if you give it a try and where you use it

____________________________________________

Looking for more information on points/miles? You can find all of my points talk posts linked here.

Trying to figure out your next card? Here is my FREE personalized Next Card Recommendation form. Simply fill this out and I'll let you know suggestions.

Curious what cards I (and/or my husband) have, and why? Read here!

Newly Improved Best Card - Sapphire Preferred

 That's right! In June 2025, Chase revamped the Chase Sapphire Reserve card (learn more here) and also introduced the Sapphire Reserve for Business (learn more there). But this June, Chase announced a revamp of my favorite card; the Chase Sapphire Preferred!

You will find this card in several of my posts, including Best Beginner Cards and My Everyday Cards; for good reason! It has a low annual fee and is a great point earner for every day purchases. Let's just in to review the card and it's newest benefits!

A few "Chase Rules" to keep in mind:

• Chase now allows you to hold the Sapphire Preferred AND Sapphire Reserve at the same time (in the past, this was not allowed)
• Chase added "lifetime language" that you are only eligible for a sign up bonus once for each card (ie one SUB for Preferred and one SUB for Reserve; this is a change from the past and the former 48-month rule)
• You need a "premium" Chase card, aka a Chase brand card with an annual fee, in order to transfer Chase points to travel partners (like hotels and airlines). Transferring points to these partners often help you spend less points than if you used points to book in the Chase Travel Portal. Sapphire Preferred is the lowest annual fee card with benefit.

Now on the main event!

Chase Sapphire Preferred

Annual Fee: $95

Current Elevated Offer*: Spend $5,000 in 3 months and earn 100,000 points!

(*elevated, meaning it's a limited time higher offer than the standard offer. The standard offer for this card is spend $5,000 in 3 months and earn 75,000 points )

Referral Link: absolutely free to you to use to open this card; but gives me credit with Chase for you applying. This is an easy way to help support my small business and keep free content coming! 

5/24: This is a personal card and therefore WILL take up one spot in your Chase 5/24 count. (What's Chase 5/24? Read Rule 2 in This beginner post)

Cash Value Benefits

• $100 Annual Hotel Credit (added 2026): Valid for any hotel booked in the Chase Portal and charged to this card. You will receive a $100 statement credit to offset the charge
• This benefit was previously $50 and as of 6/15/26, increased to $100. 
• If you use this one benefit every year, you are gaining more value for the card than what you pay for the annual fee!

• Global Entry/TSA Precheck: $120 credit every 4 years; charge this card for your application and receive a statement credit

• AppleTV: get one year of free AppleTV when activated by 12/31/26
• Activate through Chase.com or Chase app
• If you already have an active paid Apple TV subscription purchased directly through Apple, your complimentary Apple TV subscription through Chase will automatically suspend your existing subscription. Once your complimentary Apple TV subscription through Chase ends, your paid Apple TV subscription will automatically resume at the then-current price.
• If you close or change your eligible card to an ineligible card at any time during this offer, you will no longer be eligible for complimentary Apple TV 

• Doordash: Annual free DashPass (which saves you on delivery fees) AND monthly $10 credit for non-restaurant door dash purchases)

Points Earning/Use Benefits

• Earn 5X points on Chase Travel Portal
• Earn 3X points on dining (including food delivery services)
• Earn 3X points for online groceries (excludes Target, Walmart, and Wholesale Clubs)
• Earn 3X points on gas stations and EV charging (new in 2026)
• Earn 3X points vacation homes top brands* (new in 2026)
• * Bookings made with Airbnb, VRBO, Plum Guide, HomeAway, Homestay.com and Vacasa qualify
• Earn 2X points on travel
• Earn 1X point on all other purchases
• Ability to transfer to travel partners (remember rule 3 above?)
• Travel insurance protection (for travel charged to this card)

Yall; so many of these earn point earn category are what makes this the card I grab for on a daily basis when we're not working on a minimum spend for a new card. You can learn more about My Every Day Cards here.

Why this Card?

I truly recommend starting with this card and starting with the Chase ecosystem because I find it the most straightforward and easiest to use. I know, some of you are rolling your eyes because I've thrown a lot of information at you that feels overwhelming and it IS a lot of info; but I promise - Chase Points Travel is user friendly!

 
Without a doubt, this is definitely the best place to start. Chase credit cards allow you to earn Chase Ultimate Rewards (CURs), which are their universal flexible points. While you can use CURs to book travel in the Chase Travel Portal, this is much like booking a trip through a third party service like Expedia. You don't earn any loyalty or benefits. The best way to maximize your value of your points (aka spend less points for travel) is to transfer to Chase Travel Partners. You can view all of Chase's Transfer Partners and how/why to transfer in this post.

As mentioned in the intro, there are only a few Chase credit cards that allow you to transfer your Chase points directly to travel partner. Basically any Chase card with an annual fee. The Sapphire cards are the only non-business cards that allow this. Chase points are considered highly flexible because they transfer to 3 hotel chains (Hyatt, Marriott, and IHG), and 11 airlines (but keep in mind, airlines work in alliances or partnerships. So while there are 11 airlines with a direct transfer, alliances give you the opportunity to book flights with over a dozen airlines).

I know a lot of people are hesitant to open credit cards with annual fees. The Sapphire Preferred DOES have an annual fee of $95/year, but there are benefits to offset that cost. (and honestly, the $95/year to have the ability to transfer to travel partners like Hyatt, Southwest, and United to take free trips we've taken is worth it alone to me).

The Bad 2026 Changes? 

• Transfers to Hyatt Drop to 4:3
• Chase is changing the transfer ratio for Hyatt with the Sapphire Preferred Card (CSP). When you transfer Chase points to Hyatt, it will be at a 4:3; meaning you "lose" 25% of your points moving them to Hyatt. 
• Meaning, if you have 100,000 Chase Points, they become 75,000 Hyatt points. Bummer!
• However, if you're willing to get the "big brother" card, the Sapphire Reserve (Personal or Business), is maintaining the 1:1 ratio.
• If you opened your Sapphire Preferred before 6/15/26, you will maintain the 1:1 Hyatt Ratio until 10/1/26, at which point it will drop to the 4:3 mentioned above.

• 10% Anniversary Points Go Away
• CSP used to award 10% of your spend from your anniversary year as points. This is going away 10/1/2026

Summary

I will forever hold a Chase Sapphire card to maintain my ability to transfer my Chase points to travel partners! And to earn extra points on our common daily spend items (groceries, gas, dining).

The CSP, with it's low annual fee, is a great card to have at least one household member hold at all times. Keep in mind that when transferring points from Chase to a Transfer Partner (Hotel or Airline), the name on the CSP card MUST match the name on the loyalty account you're transferring too.

Since I generally like to have our flights and hotels booked under my name/accounts when I can, I will always hold a Sapphire card to have this ability.

If you open this card, I would truly appreciate if you use my referral link! This doesn't cost you a cent, but provides me with some extra points and keeps all of my content free! Thank you in advance!

____________________________________________

Looking for more information on points/miles? You can find all of my points talk posts linked here.

Trying to figure out your next card? Here is my FREE personalized Next Card Recommendation form. Simply fill this out and I'll let you know suggestions.

Curious what cards I (and/or my husband) have, and why? Read here!

June Elevated Offers

Chase is FULL of elevated offers right now! Let's see if any of them are a good fit for you. 

Keep in mind - Chase has recently changed their eligibility rules on several cards. For the following cards, you are now only to receive ONE sign up bonus (EVER!): 

Personal Cards

• Chase Sapphire Preferred
• Chase Sapphire Reserve

Business Cards

• Chase Ink Preferred
• One bonus from either (but not both!): Chase Ink Cash OR Chase Ink Unlimited
• (Currently we believe you can earn the sign up bonus more than once on the Sapphire Reserve for Business!)

With this information in mind; if you have not previously opened and received a sign up bonus for these cards; I would highly suggest considering opening any of these cards when there is an elevated offer; which conveniently all of these cards have (at least as this very moment).

Before I dive into the offers themselves, I want to acknowledge that a lot of people see "business card" and automatically write them off as not applicable. This isn't always the case! You can get approved for Business Cards without an LLC/EIN; etc. If you sell used items on Facebook, Poshmark or perhaps you shop for Instacart or drive Lyft - all of these incomes can qualify you as a "sole proprietor" business. This post outlines why you should reconsider applying for business cards and even gives you a step-by-step tutorial how to apply!

Chase Elevated Offers

Below is an overview of each card and it's elevated offer. If you want more details on the card and it's benefits, click the informational link.

As a reminder, I also share my referral links. If you decide to open one of these card, I appreciate you using my referral link to apply. It is absolutely free to you, but provides me a small kick back from the bank. Think of it as a free thank-you gift for the time and effort to share and educate how to earn and use points ;)

Chase Sapphire Reserve

• Elevated Sign Up Bonus (scheduled to end 6/15/26; 9am ET): Spend $6,000 in 3 months; earn 150,000 points
• High annual fee - but a high amount of points and benefits to offset
• Information on Annual Fee and Benefts
• Referral Link

Chase Ink Business Unlimited

• Elevated Sign Up Bonus: Spend $8,000 in 4 months; earn 100,000 points*
• (*Note: this elevated offer has not quite hit referral links yet; but is anticipated to start 6/15. I would so appreciate if you'd be willing to wait and use my link!)
• No annual fee card with one month longer than usual to hit the minimum spend
• Information on Annual and Benefits
• Referral Link

Chase Ink Business Cash

• Elevated Sign Up Bonus:  Spend $8,000 in 4 months; earn 100,000 points*
• (*Note: this elevated offer has not quite hit referral links yet; but is anticipated to start 6/15. I would so appreciate if you'd be willing to wait and use my link!)
• No annual fee card with one month longer than usual to hit the minimum spend
• Information on Annual and Benefits
• Referral Link

Chase Sapphire Reserve for Business

• Elevated Sign Up Bonus: Spend $30,000 in 6 months; earn 200,000 points*
• (*Note: this elevated offer has not quite hit referral links yet; but is anticipated to start 6/15. I would so appreciate if you'd be willing to wait and use my link!)
• High annual fee - but a high amount of points and benefits to offset; 6 months to hit the minimum spend instead of the stand 3 months
• Information on Annual and Benefits
• Referral Link

June 2026 Transfer Bonuses

What is a Transfer Bonus?

Essentially - it's free points or miles!

Transfer bonuses are a limited time promotion where bank/partner programs will offer extra points to transfer your flexible bank points to a specific hotel or loyalty program. Banks frequently (sometimes monthly, sometimes sporadically) announce transfer bonuses, which means if you transfer points from the bank to the partner with the bonus, you’ll get more points for free with that partner, just for transferring! 

In order to take advantage of these bonuses, you need to transfer your flexible bank points to the travel partner with the bonus. Not familiar with how to transfer points or which hotels/airlines partner with which banks? You can learn how to transfer points here, Chase Transfer Partners here, American Express transfer partners here and Capital One's here. 

Keep in mind.. once you transfer points, you cannot transfer them back to your bank. They are then "stuck" in whichever airline/hotel partner you transferred to. Transfers from banks to airline or hotel partners are irreversible.

It is NOT recommended to transfer points from a bank to a travel partner, just because there's a bonus. It's generally best to keep your points flexible until you're ready to book travel, at which point you then transfer out of the bank.

Current Transfer Bonuses

(As of 6/2/2026; these are subject to change/additional bonuses added)

American Express 

• Air France/KLM (Flying Blue): 25% bonus through 11:59pm MT 6/30/2026

• Air France/KLM can charge high taxes/fees; but they also can charge less in points for flights. Read this post to learn more about why I love Flying Blue for families!
• Don't want or need to fly Air France or KLM? Not going to Europe soon? Keep in mind that Flying Blue is part of an Airline Alliances. With this transfer bonus, you may be able to book flights on other airlines in the same alliance, such as Delta, even for domestic flights
• For example, you can fly Delta one-way from Denver to Minneapolis this summer and fall for just 9,000 miles booked with Air France (and this is before the transfer bonus!)



That's less miles than booking direct on Delta - for the same exact flight. 
(This is why Airline Alliances can be so powerful!)

• Marriott Hotels: 20% bonus through 11:59pm MT 6/30/2026

Capital One

• None at this time

Chase

• Marriott Hotels: 55% bonus through 11:59PM ET June 30th, 2026
• Virgin Atlantic: 35% bonus June 9, 2026 through 11:59PM ET July 14th, 2026
• Southwest: 30% bonus through 11:59PM ET June 5th, 2025 (this bonus ended)

How Many Points to Transfer

To figure out how many points you NEED to transfer, you take the amount of points needs to book your flight/hotel and divide that number by the transfer bonus (in numerical form, the percent plus 1).

So say you want to book a 50,000 point flight and there's a 20% transfer bonus. You would calculate 50,000 / (1.2) to figure out how many points you need to actually transfer. In this case, it calculates out to 41,667 points.

Most programs require you transfer points in 1,000 point increments, which means for our example, with a 20% transfer bonus, you'd transfer 42,000 points to book your 50,000 point travel.

Or save your brain cells and some points - use my free Transfer Bonus Calculator! Find all of the current transfer bonuses and calculator linked here.

Bi-Annual/Quarter End Credits

Writing this on June 1st, 2026, we are quickly approaching the midpoint of 2026. What?!

Many of the premium/higher fee flexible points earn cards include "coupon" type benefits that are valid quarterly or bi-annually (twice a year), and are "use it or lose it". As I review my own cards and benefits I still need to use before this quarter/biannual end (ie before July), I figured I'd share this list with you. If you have any of these cards, make sure you're utilizing these benefits to the best of your ability to help offset credit card annual fees :)

(And if you don't have any of these cards and these benefits sound worthwhile; I would love to refer you! It's free to you to apply with my links and provides me a small kickback; think of it as a free investment to keep my content free)

Bi-Annual/Quarter End Credits

This list isn't all inclusive of all the bi-annual and/or quarterly benefits out there; but highlights several popular flexible/transferrable point cards.

Chase

Chase Sapphire Reserve

• $300 Stubhub Credit; twice a year. $150 statement credit for stubhub purchases made Jan-Jun and Jul-Dec when you pay with this card
• $300 Dining Credit; get $150 statement credit bi-annually for dining and paying with your Sapphire at Sapphire Reserve Exclusive Restaurants through Open Table; Jan-Jun and Jul-Dec (note - some people have reported that if you simply purchase a giftcard to these restaurants you will receive the statement credit)

Sapphire Reserve annual fee is HIGH, at $795. But if you utilize these 2 benefits, plus the $300 annual travel credit - you have "made" money by holding this card! ($300+$300+$300 = $900 vs $795 annual fee)

Learn more about Sapphire Reserve here or apply here! (Don't forget - Chase has changed the rules. You are now only eligible for each Sapphire sign up bonus once, but you can now the Reserve and the Preferred at the same time).

Chase Sapphire Reserve for Business

• $100 Giftcards.com Credit; twice a year for purchases made Jan-Jun and Jul-Dec on at giftcards.com/reservebusiness

Learn more about Sapphire Reserve Business here or apply here!

American Express

Amex Gold (Personal)

• $100 to Resy Restaurants with a $50 statement credit bi-annually for dining and paying with your Amex Gold Personal card at restaurants listed on Resy; Jan-Jun and Jul-Dec 
• If you simply purchase a giftcard to these restaurants you may receive the statement credit (instead of dining in)
• You do NOT have to have a Resy reservation in order to earn this statement credit. Just pay with your card. 
• You can split forms of payment and pair this with another Amex Card with the Resy benefit! For example, I hold the Platinum and Gold Personal cards. If I pay with both cards at a Resy restaurant, I can get a total of $150 statement credit for my meal)

Learn more about Amex Gold Personal here or apply here!

Amex Platinum (Personal)

• $400 to Resy Restaurants with a $100 statement credit quarterly for dining and paying with your Amex Platinum Personal card at restaurants listed on Resy;  
• If you simply purchase a giftcard to these restaurants you may receive the statement credit (instead of dining in)
• You do NOT have to have a Resy reservation in order to earn this statement credit. Just pay with your card. 
• You can split forms of payment and pair this with another Amex Card with the Resy benefit! For example, I hold the Platinum and Gold Personal cards. If I pay with both cards at a Resy restaurant, I can get a total of $150 statement credit for my meal)
• $600 annual Hotel Credit: provided as 2 $300 bi-annual (Jan-Jun and Jul-Dec) credits. 
• You need to book a pre-paid Fine Hotel+Resort or Hotel Collection stay in the Amex Portal during these time frames, but do not have to stay during the time period, in order to get the credit. 
• Fine Hotel+Resorts have no minimum night stays, include early checkin, late checkout, free breakfast for 2 and a $100 resort credit
• For example, it's June at the time of writing this post. I could use my $300 hotel credit to book a Fine Hotel+Resorts stay later this year, or even next year and that would utilize my Jan-Jun $300 credit
• Learn how I used this benefit in the past here!
• $300 Lululemon Credit: with a $75 statement credit quarterly when you paying with your Amex Platinum Personal card at Lululemon

If you thought Sapphire Reserve annual fee was high; Amex Platinum is even higher at $895/yr! Ouch! But as you can see, if you utilize the benefits, such as those listed above, it truly does help to offset the annual fee, if not find additional value and come out "ahead".

Learn more about Amex Platinum Personal here or apply here!

Amex Platinum (Business)

• $600 annual Hotel Credit: provided as 2 $300 bi-annual (Jan-Jun and Jul-Dec) credits (same as the Personal Card)
• You need to book a pre-paid Fine Hotel+Resort or Hotel Collection stay in the Amex Portal during these time frames, but do not have to stay during the time period, in order to get the credit. 
• Fine Hotel+Resorts have no minimum night stays, include early checkin, late checkout, free breakfast for 2 and a $100 resort credit
• For example, it's June at the time of writing this post. I could use my $300 hotel credit to book a Fine Hotel+Resorts stay later this year, or even next year and that would utilize my Jan-Jun $300 credit
• Learn how I used this benefit in the past here!
• You can use multiple of these credits to book back to back stays; for example - 2 $300 credits could get you 2-night stay 

If you thought Sapphire Reserve annual fee was high; Amex Platinum is even higher at $895/yr! Ouch! But as you can see, if you utilize the benefits, such as those listed above, it truly does help to offset the annual fee, if not find additional value and come out "ahead".

Learn more about Amex Platinum Business here or apply here!

Summary

As you can see - some of the high annual fee cards also come with high dollar benefits to help offset those fees. You just have to make sure you utilize the benefits to help find value in the card.

If you want to open this card, or any of the cards I post about, I would SO appreciate if you utilized my referral links to open cards. This doesn't cost you anything, but provides me with some extra points and keeps all of my content free! Thank you in advance!

Reminder, if you're viewing this through a Meta app, please open an external browser to apply. This protects your data and gives me credit.

____________________________________________

Looking for more information on points/miles? You can find all of my points talk posts linked here.

Trying to figure out your next card? Here is my FREE personalized Next Card Recommendation form. Simply fill this out and I'll let you know suggestions.

Curious what cards I (and/or my husband) have, and why? Read here!