Every month the banks typically announce transfer bonuses, which means if you transfer points from the bank to the partner with the bonus, you’ll get more points for free with that partner! In order to take advantage of these bonuses, you need to transfer your flexible bank points to the travel partner with the bonus. You can learn how to transfer points here!
For example, if come across a 20% transfer bonus, that means it you were to transfer 10,000 bank points to that travel partner, you would get 10,000 * 1.2, or 12,000 points with the travel partner after your transfer!
Keep in mind, once you transfer points, you cannot transfer them back to your bank. Also, it is NOT recommended to transfer points from a bank to a travel partner, just because there's a bonus. It's generally best to keep your points flexible until you're ready to book travel, at which point you then transfer out of the bank.
May Transfer Bonuses*
(*these are subject to change/additional bonuses added)American Express: TBD (I'm not going to lie, I have three airlines I'm hoping this could/will be and have my fingers crossed!)
Capital One: Qantas Airlines: 20% bonus
Chase:
- Flying Blue (which is Air France and KLM): 25% bonus**
- Virgin Atlantic: 25% bonus**
Flying Blue (Air France/KLM) also has two other unique features worth highlighting which makes them very family friendly, and affordable, especially going to Europe from the US!
- Kids ages 11 & under receive a 25% discount (for cash and points bookings)
- Flying Blue has monthly promotion where it offers 25% off select fares, which you can combine with the transfer bonus! You have to book the travel during the promo month (in this case May) and travel within 5 months (in this case by Oct 31, 2025). (This cannot be combined with child discount).

Looking for more information on points/miles? You can find all of my points talk posts linked here
Curious what cards I (and/or my husband) have, and why? Read here!
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