Fav Points with $0 Annual Fee

Say what?!

Yep, right now there are a few elevated offers with my faaaaaaaavorite bank to earn 90,000+ points with no annual fee!

I personally just took advantage of this offer now that we hit the minimum spend for P2's Chase Sapphire Reserve Business card (which has a 200,000 point sign up bonus, but also a $795 annual fee and a high minimum spend; more details and why we got it posted here) and was approved today!

Chase Ink Business Cards

There are two points earning Chase Business cards that currently have an elevated offer; Chase Ink Unlimited and Cash Ink Cash, that are great cards to snag now. Let's discuss why!

Business cards are an important/common part of card strategy because they do not count against your Chase 5/24 (don't know what this is? There's a refresh in this post for you!).

Not sure if you have a business or how to apply for a business card? Then this post is for you.

For both Ink Unlimited or Ink Cash:

Annual Fee: $0 (that's right! $0 for SO many points!)

Current (Elevated) Sign up Offer: Spend $6,000 in 3 months to earn up to 90,000 points*

*The marketing on these cards call its $900 cash back; but it is technically awarded in the form of points. If you have another Chase card that earns points and transfers to travel partners (like a Chase Sapphire or Ink Preferred); you can combine points from these cards with points earned from others.

5/24 Status: This is NOT a personal card, which is AMAZING(If you're not familiar with what 5/24 Rule is, visit this post New to Points, Rule 2)

Chase Ink Cash

Benefits / Notes:

• Earn 5x's points for the first $25K you spend per anniversary year on:
• Office Supply stores
• Internet
• Cable
• Phone Services

            (We use this card to pay for internet to earn 5x's points and I will also strategically buy giftcards at                     Office stores, like Staples or Office Depot to get 5x's points. This is a great way to maximize spending                 cash on Airbnb! Buy an Airbnb giftcard at an office store instead, to get 5x's points)

• Earn 2'x points for the first $25k you spend per anniversary year on:
• Gas Stations
• Resntaurants
• Earn 1x's points per dollar spent on all other purchases
• This card has 0% interest rate for the first 12 months
• This card DOES have foreign transaction fees; so I would not get this card if you want to use to travel international

Chase Ink Unlimited

Benefits / Notes:

• Earn 1.5X's points for every dollar spent (meaning that $6,000 minimum spend will get you 9,000 points! $6K*1.5)
• This card has 0% interest rate for the first 12 months
• This card DOES have foreign transaction fees; so I would not get this card if you want to use to travel international

Summary

This elevated offer usually only happens once a year and is a great way to rack up additional Chase points without paying a hefty fee! These are some of my favorite cards!

If you want to open one of these cards, I would SO appreciate if you utilized my referral link to open the card (reminder, if you're viewing this through a Meta app, please open an external browser to apply. This protects your data and gives me credit). If you're interested, but want more information on business cards as well as how to apply for them first, read here!

Looking for more information on points/miles? You can find all of my points talk posts linked here
Curious what cards I (and/or my husband) have, and why? Read here!